Check Your Eligibility
Start by checking your eligibility—just a short form to see if you qualify and if we’re the right fit for your business.
Review with Specialist
Your dedicated funding expert will take the time to understand your business—and only send your application to lenders offering the right solution for your needs.
Receive Your Funds
Review your options, choose what fits best, and get the capital your business needs—sometimes as soon as the next business day.
Mandy Mccoury
"From start to finish John A. made sure I was a priority. Overall my experience was like no other! And the turnaround time was unbelievable. So if I could give 10 starts I would! Thanks guys!!"
Steven Holland
"I was thankful for all the time and effort from this company to get my funding approved. They stayed in contact and never gave up. Thank you Sidney for your help. I will recommend your company to others."
Lee Calvin
"We didn't know much at the beginning, but Rohan Kilpatrick's detailed explanation of the process really helped us. Great result."
Todd Nielsen
"Samantha was great. Very helpful and knowledgeable and answered any question I had for her. She helped get a line of credit for my business. I look forward to working with Samantha in the future for any financing I may need."
– Jim H, Restaurant Owner
$1 Billion
Funded to Small Businesses
25,000+
Happy Customers
Over 3,000
5-Star Reviews
90%
of Applicants Get Approved
Is Big Think Capital trustworthy?
Yes — Big Think Capital has been around since 2017 and has helped thousands of business owners secure funding. We’re a real company based in New York, and we work directly with business owners across the country to match them with the right financing option.
Will this hurt my credit?
No. Checking what you qualify for won’t affect your credit at all. We only do a soft credit pull — nothing is reported, and there’s no obligation to move forward.
Do I have to pay anything upfront?
Nope. It’s completely free to see your options. There are no upfront fees or commitments — just fill out the short form, and we’ll show you what’s available.
What kind of loans do you offer?
We offer a full range of business financing options — including SBA loans, credit lines, term loans, working capital, equipment financing, commercial real estate loans, invoice factoring, and more. We’ll help you figure out what fits best based on your business needs and qualifications.
How long does it take to get funded?
Some businesses get approved and funded in as little as 24–48 hours, depending on the product. SBA and term loans can take a little longer, but we’ll walk you through every step and move as fast as your docs are ready.
What do I need to qualify?
It depends on the loan, but in general:
You should be doing at least $20K/month in revenue
Have been in business for 12+ months
And operate out of a business bank account
We’ll guide you through exactly what’s needed after you complete the form.
We work with all credit scores, but rates/terms may be affected
Almost done!
Enter your information below to get loan offers today!
If you’d like to speak sooner, they’ll reach out after you book.
Complete our 2-minute application and upload 4 months of business bank statements.
A financing expert will reach out shortly to help you get approved.
